2008 Woodie Awards
'Financial Peace' for college students
Counselor for Dave Ramsey to speak about student finances
Mary Anne Dunavant
Issue date: 3/30/05 Section: Living
Let's face it - the average college student is poor.
And why shouldn't he be? College students work jobs and try to keep up in classes, but when it comes down to it, students as a whole really don't manage their money very well.
Russ Carroll, a resident of Murfreesboro and lead financial counselor for Dave Ramsey, works with college students and helps them learn to spend wisely. Carroll often travels and conducts financial seminars and trains people to become financial counselors.
Carroll, a former staff member of Campus Crusade for Christ, has agreed to speak at the MTSU chapter on March 31 in the Business and Aerospace State Farm room at 8 p.m.
"I was on staff with Crusade for 12 years in Eastern Europe," Carroll says.
"I met Russ while I was raising support for Crusade," says Jenny Rone, an MTSU Campus Crusade for Christ staff member.
"We needed a speaker while Britt, the director, was out raising support," Rone says. "Russ had offered previously to come and speak about the history of Israel, Jewish culture or anything financial. Ben, one of our staff guys, couldn't believe that I knew him."
"I think it is great for him to come speak to college students because college students either set themselves up for financial success or failure," Rone says. "A lot of people get credit cards in college for the free T-shirt without knowing how to use them."
Although Ramsey's program is based on biblical principles, not all of his clients are Christians.
"About 50 percent of the people I counsel have no relationship with God at all," he says. "The program is something for everybody."
Carroll's lecture at MTSU will be open to all students who wish to learn more about responsible money management.
"I'll be introducing a financial compass that shows common [finance principles]. These principles are basic, but they are so elusive in American culture," Carroll says. "Life is a Crock-Pot - it's a slow cooking process over a lifetime rather than just a quick fix."
And why shouldn't he be? College students work jobs and try to keep up in classes, but when it comes down to it, students as a whole really don't manage their money very well.
Russ Carroll, a resident of Murfreesboro and lead financial counselor for Dave Ramsey, works with college students and helps them learn to spend wisely. Carroll often travels and conducts financial seminars and trains people to become financial counselors.
Carroll, a former staff member of Campus Crusade for Christ, has agreed to speak at the MTSU chapter on March 31 in the Business and Aerospace State Farm room at 8 p.m.
"I was on staff with Crusade for 12 years in Eastern Europe," Carroll says.
"I met Russ while I was raising support for Crusade," says Jenny Rone, an MTSU Campus Crusade for Christ staff member.
"We needed a speaker while Britt, the director, was out raising support," Rone says. "Russ had offered previously to come and speak about the history of Israel, Jewish culture or anything financial. Ben, one of our staff guys, couldn't believe that I knew him."
"I think it is great for him to come speak to college students because college students either set themselves up for financial success or failure," Rone says. "A lot of people get credit cards in college for the free T-shirt without knowing how to use them."
Although Ramsey's program is based on biblical principles, not all of his clients are Christians.
"About 50 percent of the people I counsel have no relationship with God at all," he says. "The program is something for everybody."
Carroll's lecture at MTSU will be open to all students who wish to learn more about responsible money management.
"I'll be introducing a financial compass that shows common [finance principles]. These principles are basic, but they are so elusive in American culture," Carroll says. "Life is a Crock-Pot - it's a slow cooking process over a lifetime rather than just a quick fix."
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